Have you been purchasing lately using your credit cards? I used to swipe everytime I need to buy something. But now, I can’t. All my cards are still okay. But all of them are fully maximized. Quite scary right? Yes it’s scary. Credit card billings are really scary if you don't have to pay. But being scared is not the solution to the problem. The best thing that I must do right now is to slowly pay these cards and cut some of them.
Credit cards are not that scary if you know how to responsibly use them. They are powerful tools in leveraging your income. Cash is good but credit cards are better. But just be responsible.